Method
How we judge
No invented numbers. No guesses dressed up as facts. Every figure on this site comes from an auditor, an inspector general, a prosecutor, a court or the agency that paid the money — and every page says which.
How a case makes the list
A case is listed when an official body has put a dollar figure on fraud, likely fraud, or payments nobody can prove were right, and the amount runs to hundreds of millions of dollars or more. That body can be the Government Accountability Office, an inspector general, a state auditor or comptroller, the Justice Department, a court, or the agency itself.
News reports are used to show what officials said and when. Wherever we could, we link to the official document itself.
Hard fraud and soft fraud
Hard fraud is theft and deception: schemes, crimes, and official estimates of fraud. Soft fraud is negligence: money paid without proof, paid too much, paid twice, lost track of, or never collected. Nobody has to break a law for soft fraud to happen, and nobody gets charged — which is why it's bigger. Here's exactly how we search for it.
How sure are we?
Every case carries one label. It tells you what kind of number you're looking at.
Proven in court, admitted in a guilty plea, or confirmed by the agency that paid it.
Prosecutors filed charges. These are accusations; everyone charged is presumed innocent until proven guilty.
Money was paid to settle the government's claims, without an admission of wrongdoing.
An auditor, inspector general or the agency itself estimated the fraud. It's a measured range, not a list of names.
Officially counted as paid in error or without the records to prove it was right. Some is fraud. Nobody has measured how much.
Officials stopped payment over suspected fraud. No one has been found guilty.
The books or the spending can't be verified, so fraud can't be ruled in or out.
Officially measured cost growth or delay beyond what was promised.
A watchdog found the waste and the fix. The fix hasn't been made.
FraudBad counted it ourselves from official government data. The page shows the query and links to the data.
Money the government is owed and hasn't collected, by its own count.
Fraud is not the same as an improper payment
An improper payment is money paid in the wrong amount, to the wrong person, or without the records to prove it was right. Some improper payments are fraud. Many are mistakes. A large share are payments where the paperwork simply isn't there.
That last kind is the reason this site exists. When a payment has no receipt, nobody can tell honest error from theft. The government's own estimate of fraud — $233 billion to $521 billion a year — is bigger than its yearly improper-payment total, because most fraud is never caught.
What we won't do
We won't name people who haven't been charged. We won't call a charge a conviction. We won't claim the RECEIPTS Act covers programs it doesn't: as drafted, it starts with federal orders over $25,000 placed through GSA's schedules.
Corrections
Found a number that's wrong or out of date? Send us the source. We fix errors and note the date.
Every source on this site
- GAO-24-105833: federal government loses an estimated $233B–$521B a year to fraudU.S. Government Accountability Office · Apr 16, 2024
- GAO reports improper payments rose to an estimated $186 billion in fiscal year 2025U.S. Government Accountability Office · Apr 27, 2026
- GAO-26-108694: improper payments government-wide, FY2025U.S. Government Accountability Office · Apr 2026
- GAO-23-106696: estimated amount of unemployment insurance fraud during the pandemicU.S. Government Accountability Office · Sep 12, 2023
- Report 23-09: COVID-19 pandemic EIDL and PPP loan fraud landscapeSBA Office of Inspector General · Jun 27, 2023
- GAO-26-107456: lessons from the Employee Retention CreditU.S. Government Accountability Office · Feb 10, 2026
- IR-2024-169: IRS review indicates vast majority of ERC claims show risk of being improperInternal Revenue Service · Jun 20, 2024
- National health care fraud takedown results in 324 defendants charged in connection with over $14.6 billion in alleged fraudU.S. Department of Justice · Jun 30, 2025
- National health care fraud takedown results in 455 defendants charged in connection with over $6.5 billionU.S. Department of Justice · Jun 23, 2026
- DOJ's continued focus on Medicare and Medicaid fraud produces $6.5 billion takedownHall Render · Jul 7, 2026
- March 2026 report to the Congress: Medicare payment policy (press release)Medicare Payment Advisory Commission · Mar 2026
- New data suggests Medicare Advantage overpayments of $1.3 trillion over the next decadeCommittee for a Responsible Federal Budget · Jan 23, 2026 (updated Mar 5, 2026)
- Kaiser Permanente to pay $556 million in record Medicare Advantage fraud settlementKFF Health News · Jan 15, 2026
- Fiscal year 2025 improper payments fact sheetCenters for Medicare & Medicaid Services · Jan 15, 2026
- USDA announces FY2025 state payment error rates in SNAPUSDA Food and Nutrition Service · Jun 24, 2026
- Tracking Taxpayer Dollars: fixing a flawed system for federal spending transparencyProject On Government Oversight · Jul 21, 2026
- IRS improper payments on tax credits increased last year (TIGTA review)Accounting Today · Jul 2026
- JCT projects tax expenditures will be $2.3T in 2026Committee for a Responsible Federal Budget · Feb 9, 2026
- Pentagon fails financial audit for 8th year in a rowDefense News · Dec 19, 2025
- U.S. Attorney: fraud likely exceeds $9 billion in Minnesota-run Medicaid servicesKAXE / Minnesota News · Dec 19, 2025
- DOJ charges 15 in $90 million Minnesota Medicaid fraudQuartz · May 22, 2026
- CMS announces moratorium on new Medicare enrollment for hospices and home health agenciesWilmerHale · May 21, 2026
- Feeding Our Future fraud ringleader Aimee Bock sentencedCBS News · May 21, 2026
- Arizona AG still investigating about 200 sober living home fraud casesAxios Phoenix · Jun 9, 2026
- Crackdown on Arizona Medicaid fraud is working, attorney general saysKJZZ · May 14, 2026
- California's unemployment fraud reaches at least $20 billion10News (ABC San Diego) · Oct 25, 2021
- Report says Michigan paid $8.5B in fraudulent pandemic unemployment claimsCBS Detroit · Dec 29, 2021
- New York lost at least $11B in overpaid unemployment during the pandemic, DiNapoli saysWSHU Public Radio · Nov 15, 2022
- Washington unemployment fraud might be up to $650 millionThe Daily Herald (Everett) · Jun 4, 2020
- Accountant Anne McGrew is first person sentenced in Mississippi welfare scandal, but 6 remain unsentencedMississippi Free Press · May 5, 2026
- Lack of clarity, oversight hamper LA's homeless programs (court-ordered audit)Spectrum News · Mar 6, 2025
- Hundreds of hospice providers suspended in Los Angeles over $600 million in suspected fraudWashington Examiner · Apr 15, 2026
- Medicare payment suspensions emerge as a key tool in federal anti-fraud efforts: California hospicesFoley & Lardner · Apr 28, 2026
- FY2025 improper payments dataset: every program's results, root causes, recoveries and compliance (FY2004–FY2025)PaymentAccuracy.gov (OMB and CFO Council); totals summed by FraudBad · Nov 9, 2026
- GAO-25-108172: improper payments — about $2.8 trillion estimated since fiscal year 2003U.S. Government Accountability Office · Mar 11, 2025
- About one-quarter of U.S. health care spending is waste (study release)EurekAlert! / JAMA Network · Oct 2019
- IR-2024-262: IRS releases 2022 tax gap projectionsInternal Revenue Service · Oct 10, 2024
- GAO-26-108457: Weapon systems annual assessmentU.S. Government Accountability Office · Jul 2026
- Pentagon's top new weapons programs are 12 years behind schedule: watchdogDefense News · Jul 6, 2026
- GAO identifies major opportunity: implementing open recommendations could deliver $132–251 billion in future savingsU.S. Government Accountability Office · May 12, 2026
- GAO-26-108505: 2026 annual report on duplication, overlap and fragmentationU.S. Government Accountability Office · May 2026
- GAO-25-107795: agencies need to continue addressing critical legacy systemsU.S. Government Accountability Office · Jul 17, 2025
- USAspending.gov award search: contracts with spending activity in FY2026, award value $2B+, top 100 by valueUSAspending.gov (U.S. Treasury), pulled by FraudBad · Nov 9, 2026
- M-21-19: Appendix C to Circular A-123, Requirements for Payment Integrity Improvement (root-cause definitions, Table 3)Office of Management and Budget · Mar 5, 2021
- USAspending.gov spending-over-time data: federal contract obligations by fiscal month, FY2018–FY2025USAspending.gov (U.S. Treasury), pulled by FraudBad · Nov 9, 2026
- Use-it-or-lose-it budget rules (Liebman & Mahoney, NBER Working Paper 19481)National Bureau of Economic Research · Mar 2014
- Agencies & programs: improper payment rates, FY2025PaymentAccuracy.gov · accessed Nov 9, 2026
- U.S. Government Receivables and Debt Collection Activities of Federal Agencies, FY2024 report to CongressU.S. Department of the Treasury, Bureau of the Fiscal Service · FY2024 report
- New Social Security report shows growing overpayment problem tops $23BGovernment Executive · Nov 2023
- Audit 072301: processing Old-Age, Survivors and Disability Insurance overpaymentsSocial Security Administration Office of the Inspector General · Sep 30, 2025
- Agriculture focuses on SNAP fraud, while experts worry EBT theft will go unabatedRoute Fifty · Dec 23, 2025
- False Claims Act settlements and judgments exceed $6.8B in fiscal year 2025U.S. Department of Justice · Jan 16, 2026
- DoD's troubled Sentinel program will continue despite ballooning costsFederal News Network · Jul 2024
- California high-speed rail costs soar to $231 billionKTVU Fox 2 · Apr 30, 2026
- CHSRA issues draft 2026 business planRailway Age · 2026 (on the Feb 28, 2026 draft)
- Cost of Honolulu rail line may be climbing againHonolulu Civil Beat · Aug 5, 2026
- Cost of 2nd Avenue Subway extension to East Harlem balloons to $7.7BGothamist · Mar 9, 2023
- Does Hochul's 125th Street subway have to be that expensive?Streetsblog NYC · Feb 3, 2026
- Monthly Treasury Statement, fiscal year 2026 year-to-date (Table 1)U.S. Department of the Treasury · Sep 30, 2026
- GAO-26-109034: Federal information transparency — action needed to improve efficiency and effectiveness and enhance program integrityU.S. Government Accountability Office · Mar 18, 2026
- Illinois sets a new national record: 774 days late with financial reportingTruth in Accounting · Aug 21, 2025
- Following the Money 2018U.S. PIRG Education Fund · 2018
- 2026 Census of Governments: government units file (Govt_Units_2026_Final.xlsx)U.S. Census Bureau · Sep 2026
- City spending transparency rankings (U.S. PIRG, 30 largest cities)Governing · Jan 24, 2013
- DNI releases appropriated budget figure for 2025 National Intelligence ProgramOffice of the Director of National Intelligence · Oct 31, 2025
- DoD releases Military Intelligence Program appropriated top line for FY2025U.S. Department of Defense (via GlobalSecurity.org) · Nov 3, 2025
- DODIG-2025-009: audit of the reasonableness of C-17 spare parts pricesDoD Office of Inspector General · Oct 29, 2024
- Air Force overcharged 7,943% for C-17 hand soap dispensers, watchdog findsMilitary.com · Oct 30, 2024
- The RECEIPTS Act (citizen-authored working draft)America.co · Nov 6, 2026
- GAO-26-108073: audit of the FY2025 and FY2024 consolidated financial statements of the U.S. governmentU.S. Government Accountability Office · Mar 19, 2026