FraudBadNo taxation without receipts

No taxation without receipts

$233–521 billionlost to fraud every year

That's the federal government's own estimate. Below is every case big enough to matter — sourced to the auditors, inspectors general and courts that found it — and a map of where the receipts stop.

And that only counts the crimes. Soft fraud — paying without proof, overpaying, paying twice, never collecting — runs into the trillions.

Since you opened this page, at GAO's estimated rate$0–$0Based on GAO's estimate of $233B–$521B a year (2018–2022 data)
FraudBadFederal spending
Fiscal year 2026
  1. Federal spending, FY2026$7,395,799,983,313↗
  2. Lost to fraud each year (GAO est.)$233B–$521B↗
  3. Paid in error, FY2025$186,000,000,000↗
  4. Pentagon audits passed0 of 8↗
  5. Grant dollars with no local trail74%↗
  6. Itemized receipt████████████████
fraudbad.comNo taxation without receipts
$186B

paid in error by federal agencies in fiscal 2025

U.S. Government Accountability Office, Apr 27, 2026
0 for 8

Pentagon financial audits passed since 2018

Defense News, Dec 19, 2025
74%

of federal grant dollars can't be traced to a local place

Project On Government Oversight, Jul 21, 2026
$2.98T

paid wrong or without proof since 2004 — the soft fraud nobody adds up

PaymentAccuracy.gov (OMB and CFO Council); totals summed by FraudBad, Nov 9, 2026

43 cases

The cases

Every case here was found by an auditor, an inspector general, a prosecutor, a court or the agency that paid the money. Each page shows the numbers, where they came from, and how sure anyone can be.

Hard fraudFederal · All federal programs
$233–521billion a year

What the government loses to fraud every year

Estimated
Open the receipt →
Hard fraudFederal · All 50 states
$100–135billion

Stolen from pandemic unemployment benefits

Estimated
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Hard fraudFederal · Small Business Administration
$200billion+

Pandemic small-business loans that went to likely fraud

Estimated
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Hard fraudFederal · Internal Revenue Service
$283billion paid

A pandemic tax credit nobody measured for fraud

Estimated
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Hard fraudFederal · Medicare
$10.6billion billed

Fake catheter claims using a million stolen identities

Charged
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Hard fraudFederal · 56 federal districts
$6.5billion

455 people charged in one health care fraud sweep

Charged
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Hard fraudState · Minnesota
$18billion billed

Minnesota programs where prosecutors say half may be fraud

Charged
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Hard fraudState · California
$20billion+

Unemployment money California paid to fraudsters

Confirmed
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Hard fraudState · Michigan
$8.5billion

Fraudulent jobless claims Michigan likely paid

Estimated
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Hard fraudState · Arizona
$2.8billion

Fake addiction treatment billed to Arizona Medicaid

Charged
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Hard fraudState · Washington
$550–650million

Unemployment money stolen in weeks

Confirmed
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Hard fraudState · Minnesota
$250million

Stolen from meals for hungry kids

Confirmed
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Hard fraudState · Mississippi
$77million

Welfare money for the poorest, steered elsewhere

Confirmed
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Hard fraudLocal · Los Angeles
$600million

Los Angeles hospices cut off over suspected fraud

Payments frozen
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Hard fraudFederal · Department of Justice
$6.8billion clawed back, a record

What the government won back from fraud in court

Settled
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Hard fraudFederal · SNAP, run by the states for USDA
$320million stolen and replaced

Food benefits skimmed straight off EBT cards

Confirmed
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Soft fraudFederal · All reporting federal programs
$2.98trillion since 2004

Paid out without proof, year after year

Paid without proof
Open the receipt →
Soft fraudFederal · Medicare Advantage
$76billion in 2026

What Medicare overpays private insurance plans

Settled
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Soft fraudFederal · U.S. health care, public and private
$760–935billion a year

Wasted in American health care every year

Estimated
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Soft fraudFederal · Internal Revenue Service
$696billion a year

Taxes owed that never get paid

Estimated
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Soft fraudFederal · Congress and federal agencies
$132–251billion left on the table

Savings the government's auditors found — and nobody took

Fix ignored
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Soft fraudFederal · Every federal agency owed money
$217billion owed and overdue

Money owed to the government that it isn't collecting

Never collected
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Soft fraudFederal · 64 federal programs
$186billion in one year

Paid out in error in fiscal 2025

Paid without proof
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Soft fraudFederal · All reporting federal programs
$123billion paid wrong

The data to stop it existed. Nobody checked.

Paid without proof
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Soft fraudFederal · Every federal agency that buys things
$162billion in one month

The September rush: spend it before it expires

Measured
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Soft fraudState · California High-Speed Rail Authority
$126–231billion, from $33B promised

California's bullet train: $33 billion promised, up to $231 billion now

Over budget
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Soft fraudFederal · USAspending.gov
$160.4billion with no description

Giant contracts the public can't read

Can't be checked
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Soft fraudFederal · U.S. Air Force
$141billion, 81% over estimate

The nuclear missile that's 81% over budget

Over budget
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Soft fraudFederal · Department of Defense
$122billion in new cost growth

Weapons programs that went over budget this year

Over budget
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Soft fraudFederal · Federal agencies
$100billion+ a year

Federal tech money spent keeping old systems alive

Fix ignored
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Soft fraudFederal · Medicare, Medicaid, CHIP
$95.5billion

Health care money paid with no proof it was right

Paid without proof
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Soft fraudFederal · Department of Defense
$4.65trillion in assets

Eight audits. Eight failures.

Can't be checked
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Soft fraudFederal · Social Security Administration
$23billion not yet recovered

Social Security overpayments that haven't come back

Never collected
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Soft fraudFederal · Small Business Administration
$10.1billion paid wrong or unproven

Venue grants: 69% paid wrong or without proof

Paid without proof
Open the receipt →
Soft fraudFederal · Afghanistan
$26–29billion

Lost to waste, fraud and abuse rebuilding Afghanistan

Estimated
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Soft fraudFederal · Internal Revenue Service
$28.1billion

Refundable tax credits paid out in error

Paid without proof
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Soft fraudFederal · SNAP, run by the states
$10.1billion

Food aid paid in the wrong amount

Paid without proof
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Soft fraudFederal · Department of Housing and Urban Development
$4.35billion HUD can't verify

Rent subsidies HUD can't verify

Can't be checked
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Soft fraudLocal · Honolulu Authority for Rapid Transportation
$10.1billion, double the plan

Honolulu's rail line: twice the cost, a mile shorter

Over budget
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Soft fraudState · MTA, New York City
$7.7billion for 1.5 miles

Second Avenue subway: $7.7 billion for a mile and a half

Over budget
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Soft fraudFederal · Medicare Part D
$3.6billion in one year

Medicare paid far more for cheap generics than an online pharmacy charges

Estimated
Open the receipt →
Soft fraudState · New York
$11billion+

Unemployment money New York overpaid

Paid without proof
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Soft fraudLocal · Los Angeles
$2.3billion

Homelessness money LA couldn't fully trace

Can't be checked
Open the receipt →
ConfirmedProven in court, admitted in a guilty plea, or confirmed by the agency that paid it.
ChargedProsecutors filed charges.
SettledMoney was paid to settle the government's claims, without an admission of wrongdoing.
EstimatedAn auditor, inspector general or the agency itself estimated the fraud.
Paid without proofOfficially counted as paid in error or without the records to prove it was right.
Payments frozenOfficials stopped payment over suspected fraud.
Can't be checkedThe books or the spending can't be verified, so fraud can't be ruled in or out.
Over budgetOfficially measured cost growth or delay beyond what was promised.
Fix ignoredA watchdog found the waste and the fix.
MeasuredFraudBad counted it ourselves from official government data.
Never collectedMoney the government is owed and hasn't collected, by its own count.

Federal · State · Local

Where the receipts stop

You can see the total. Follow a dollar down and the trail goes dark: who got paid next, what was bought, and whether it ever showed up.

Federal$7.4 trillion spent in FY2026
StateRun the biggest federal programs
Local91,729 counties, cities, towns and districts
The total
Visible
Partly
Partly
Who got it
Partly
Partly
Partly
Where it landed
Partly
Dark
Visible
Who they paid next
Dark
Dark
Dark
What it bought
Dark
Dark
Dark
Proof it was delivered
Dark
Dark
Dark

See the full map →

America.co · The RECEIPTS Act

Want to stop it?Sign the Receipts Act.

Public money should come with a receipt anyone can check. The RECEIPTS Act starts with one rule for federal purchases over $25,000 from GSA's buying catalog: publish the price paid next to what other agencies paid for the same thing.

Sign the Receipts Act ↗

A citizen-authored working draft hosted on America.co. It has not been introduced in Congress.